Address:111 South Hawthorne Street
Elgin,
IL
60123 KCT Credit Union was founded in 1900. The credit union has assets totaling $326.7 Million and provides banking services to more than 24,000 members.
Wednesday
11:00 am - 6:00 pm
Thursday
9:00 am - 6:00 pm
Saturday
9:00 am - 2:00 pm
Wednesday
11:00 am - 6:00 pm
Thursday
7:00 am - 6:00 pm
Saturday
8:00 am - 2:00 pm
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
Loans- Auto Loans
- Risk Based Loans
- Participation Loans
- Indirect Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Certificates of Deposits
- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
Checking- ATM and Debit Cards
- Contact the credit union to reorder checks.
- Free Share Drafts
- Checking Account (Share Draft Account)
Mortgages- Real Estate Loans including Mortgages
Online Services- View Account History
- View and Download Account History
- Mobile Banking / Smartphone (iOS/Android) App
- Electronic Signature Authentication/Certification
- Bill Pay
- Mobile Payments
- e-Statements
- New Loan
- KCT CU Online Banking
- Check Account Balances
- Share Draft Orders
- Transfer to External Accounts
- Online Loan Payments
- Share Account Transfers
- Remote Deposit Capture
Business ServicesFinancial Education 