Address:10719 Airline Highway
Baton Rouge,
LA
70816
EFCU Financial was founded in 1934. It's the 5th biggest credit union in Louisiana with assets totaling $619.72 Million and providing banking services to more than 51,000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Participation Loans
- Auto Loans
- Risk Based Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Debt Cancellation/Suspension Program
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Health Savings Accounts
- Regular Share Savings Accounts
Checking- ATM and Debit Cards
- Free Share Drafts
- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
Mortgages- Approved Mortgage Seller
- First Time Homebuyer Program
- Real Estate Loans including Mortgages
- Mortgage Processing
- Interest Only and Payment Option 1st Mortgage Loans
Online Services- EFCU Financial Online Banking
- Electronic Signature Authentication/Certification
- Transfer to External Accounts
- View Account History
- Share Draft Orders
- New Loan
- Online Loan Payments
- Audio Response/Phone Based Banking
- e-Statements
- Mobile Banking / Smartphone (iOS/Android) App
- New Share Account
- Bill Pay
- Mobile Payments
- Check Account Balances
- Share Account Transfers
- Remote Deposit Capture
- Membership Application
- View and Download Account History
Business Services- Business Loans
- Business Checking
Financial Education- Financial Counseling
- Financial Literacy Workshops
- Financial Education
