Address:14316 National Highway SW
LaVale,
MD
21502 ACT 1st Federal Credit Union (formerly known as Allegany County Teachers FCU) was founded in 1950. The credit union has assets totaling $144.64 Million and provides banking services to more than 13,000 members.
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 1:00 pm
Wednesday
8:00 am - 5:00 pm
Thursday
8:00 am - 5:00 pm
Saturday
8:00 am - 1:00 pm
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves education employees. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Indirect Loans
- Auto Loans
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Certificates of Deposits
- Regular Share Savings Accounts
Checking- Contact the credit union to reorder checks.
- ATM and Debit Cards
- Free Share Drafts
- Checking Account (Share Draft Account)
Mortgages- Mortgage Processing
- Real Estate Loans including Mortgages
Online Services- ACT 1st FCU Online Banking
- Check Account Balances
- Share Account Transfers
- Online Loan Payments
- Membership Application
- Share Draft Orders
- View and Download Account History
- New Share Account
- New Loan
- e-Statements
- Audio Response/Phone Based Banking
- Transfer to External Accounts
- Mobile Banking / Smartphone (iOS/Android) App
- Remote Deposit Capture
- Account Aggregation
- Bill Pay
- View Account History
Business Services- Small Business Loans
- Business Checking
- Business Loans
Financial Education- Financial Literacy Workshops
- Financial Education
- Financial Counseling
