Address:1309 N Lincoln Avenue
Bay City,
MI
48708 United Bay Community Credit Union was founded in 1949. The credit union has assets totaling $222.77 Million and provides banking services to more than 18,000 members.
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 12:00 pm
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Participation Loans
- Auto Loans
- Risk Based Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Credit Builder
Savings- Certificates of Deposits
- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
Checking- Free Share Drafts
- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
- ATM and Debit Cards
Mortgages- Approved Mortgage Seller
- Real Estate Loans including Mortgages
- Interest Only and Payment Option 1st Mortgage Loans
- Mortgage Processing
Online Services- e-Statements
- United Bay Community CU Online Banking
- Bill Pay
- Audio Response/Phone Based Banking
- View and Download Account History
- Online Loan Payments
- View Account History
- Share Account Transfers
- Check Account Balances
- New Loan
- Mobile Banking / Smartphone (iOS/Android) App
Business Services- Business Loans
- Business Checking
Financial Education- Financial Literacy Workshops
- Financial Education
