Address:201 Locust Street
Cheboygan,
MI
49721 Straits Area Federal Credit Union was founded in 1951. The credit union has assets totaling $106 Million and provides banking services to more than 13,000 members.
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 12:00 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Auto Loans
- Risk Based Loans
Credit- Credit Builder
- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Certificates of Deposits
- Regular Share Savings Accounts
Checking- Free Share Drafts
- Contact the credit union to reorder checks.
- ATM and Debit Cards
- Checking Account (Share Draft Account)
Mortgages- First Time Homebuyer Program
- Real Estate Loans including Mortgages
Online Services- Check Account Balances
- Share Draft Orders
- View Account History
- Online Loan Payments
- Bill Pay
- New Loan
- Mobile Banking / Smartphone (iOS/Android) App
- e-Statements
- Straits Area FCU Online Banking
- Audio Response/Phone Based Banking
- View and Download Account History
- Share Account Transfers
Business Services- Business Loans
- Business Checking
Financial Education- Financial Literacy Workshops
- Financial Education
