Address:2665 S Reserve Road
Houghton Lake,
MI
48629 North Central Area Credit Union was founded in 1956. The credit union has assets totaling $144.87 Million and provides banking services to more than 16,000 members.
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Wednesday
8:30 am - 5:00 pm
Thursday
8:30 am - 5:00 pm
Saturday
8:30 am - 1:00 pm
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Participation Loans
- Risk Based Loans
- Auto Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Health Savings Accounts
- Certificates of Deposits
Checking- Free Share Drafts
- ATM and Debit Cards
- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
Mortgages- Real Estate Loans including Mortgages
- Mortgage Processing
- Approved Mortgage Seller
- First Time Homebuyer Program
Online Services- Share Account Transfers
- View Account History
- Mobile Banking / Smartphone (iOS/Android) App
- Online Loan Payments
- View and Download Account History
- Transfer to External Accounts
- Audio Response/Phone Based Banking
- Check Account Balances
- Bill Pay
- North Central Area CU Online Banking
- Membership Application
- New Loan
- e-Statements
Business Services- Business Checking
- Business Loans
Financial Education- Financial Education
- Financial Counseling
- Financial Literacy Workshops
