Address:1717 Truxtun Avenue
Bakersfield,
CA
93301 Strata Credit Union (formerly known as Kern Federal Credit Union) was founded in 1949. The credit union has assets totaling $307.4 Million and provides banking services to more than 20,000 members.
Wednesday
9:00 am - 5:30 pm
Thursday
9:00 am - 5:30 pm
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership is also open to immediate family of current members.
Loans- Participation Loans
- Risk Based Loans
- Indirect Loans
- Auto Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Certificates of Deposits
Checking- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
- ATM and Debit Cards
- Free Share Drafts
Mortgages- First Time Homebuyer Program
- Real Estate Loans including Mortgages
Online Services- Strata CU Online Banking
- Audio Response/Phone Based Banking
- Bill Pay
- e-Statements
- Check Account Balances
- Share Draft Orders
- New Share Account
- Transfer to External Accounts
- Online Loan Payments
- Remote Deposit Capture
- Electronic Signature Authentication/Certification
- Mobile Banking / Smartphone (iOS/Android) App
- Share Account Transfers
- View Account History
- Mobile Payments
- New Loan
- Membership Application
- View and Download Account History
Business ServicesFinancial Education- Financial Literacy Workshops
- Financial Education
- Financial Counseling
