Address:150 Hilltop Road
St Joseph,
MI
49085 United Federal Credit Union was founded in 1949. It's the 5th biggest credit union in Michigan with assets totaling $3.28 Billion and providing banking services to more than 178,000 members.
Tuesday
8:00 am - 10:00 pm
Wednesday
8:00 am - 10:00 pm
Thursday
8:00 am - 10:00 pm
Saturday
8:00 am - 4:00 pm
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Risk Based Loans
- Auto Loans
- Participation Loans
Credit- Share Secured Credit Cards (
Savings- Health Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
Checking- Checking Account (Share Draft Account)
- Free Share Drafts
- ATM and Debit Cards
- Contact the credit union to reorder checks.
Mortgages- Approved Mortgage Seller
- Interest Only and Payment Option 1st Mortgage Loans
- Real Estate Loans including Mortgages
- Mortgage Processing
- First Time Homebuyer Program
Online Services- New Loan
- Bill Pay
- Transfer to External Accounts
- Share Account Transfers
- Mobile Banking / Smartphone (iOS/Android) App
- Check Account Balances
- Remote Deposit Capture
- Mobile Payments
- United FCU Online Banking
- Online Loan Payments
- View Account History
- Electronic Signature Authentication/Certification
- Internet Access Services
- Audio Response/Phone Based Banking
- e-Statements
- Membership Application
- View and Download Account History
- Share Draft Orders
- New Share Account
Business Services- Business Loans
- Business Checking
- Small Business Loans
