Address:2573 Credit Union Drive
Prior Lake,
MN
55372 South Metro Federal Credit Union was founded in 1993. The credit union has assets totaling $162.76 Million and provides banking services to more than 5,000 members.
Wednesday
8:00 am - 5:00 pm
Thursday
8:00 am - 5:00 pm
Wednesday
7:30 am - 5:30 pm
Thursday
7:30 am - 5:30 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Auto Loans
- Participation Loans
- Refund Anticipation Loans
- Risk Based Loans
Credit- Credit Builder
- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Regular Share Savings Accounts
- Certificates of Deposits
- Health Savings Accounts
Checking- Contact the credit union to reorder checks.
- Free Share Drafts
- Checking Account (Share Draft Account)
- ATM and Debit Cards
Mortgages- Indirect Mortgage Loans
- Interest Only and Payment Option 1st Mortgage Loans
- Real Estate Loans including Mortgages
Online Services- Share Account Transfers
- Remote Deposit Capture
- South Metro FCU Online Banking
- Audio Response/Phone Based Banking
- View Account History
- Check Account Balances
- Share Draft Orders
- Online Loan Payments
- Transfer to External Accounts
- Bill Pay
- View and Download Account History
- Mobile Payments
- e-Statements
- New Loan
- Mobile Banking / Smartphone (iOS/Android) App
Business Services- Business Loans
- Business Checking
- Small Business Loans
- Indirect Business Loans
Financial Education- Financial Education
- Financial Counseling
- Financial Literacy Workshops