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Ideal Credit Union

Contact Ideal Credit Union

 Address:
8499 Tamarack Road
Woodbury, MN
55125
 Phone:
(651) 770-7000
 Website:

Ideal Credit Union (formerly known as Postal Credit Union) was founded in 1926. It's the 8th biggest credit union in Minnesota with assets totaling $858.52 Million and providing banking services to more than 51,000 members.

Lobby Hours

  • Monday
    9:00 am - 5:00 pm
  • Tuesday
    9:00 am - 5:00 pm
  • Wednesday
    10:00 am - 5:00 pm
  • Thursday
    9:00 am - 5:00 pm
  • Friday
    9:00 am - 5:00 pm
  • Saturday
    9:00 am - 12:00 pm
  • Sunday
    Closed

Drive-Up Hours

  • Monday
    9:00 am - 5:30 pm
  • Tuesday
    9:00 am - 5:30 pm
  • Wednesday
    9:00 am - 5:30 pm
  • Thursday
    9:00 am - 5:30 pm
  • Friday
    9:00 am - 5:30 pm
  • Saturday
    9:00 am - 12:00 pm
  • Sunday
    Closed

Membership

The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.

Services

Loans
  • Auto Loans
  • Micro Consumer Loans
  • Participation Loans
  • Indirect Loans
  • Risk Based Loans
Credit
  • Debt Cancellation/Suspension Program
  • Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings
  • Health Savings Accounts
  • Regular Share Savings Accounts
  • Share Certificates (CDs) with Low Minimum Balance Requirements
  • Certificates of Deposits
Checking
  • ATM and Debit Cards
  • Checking Account (Share Draft Account)
  • Contact the credit union to reorder checks.
  • Free Share Drafts
Mortgages
  • Mortgage Processing
  • Approved Mortgage Seller
  • Interest Only and Payment Option 1st Mortgage Loans
  • First Time Homebuyer Program
  • Real Estate Loans including Mortgages
Online Services
  • Membership Application
  • Share Draft Orders
  • e-Statements
  • Bill Pay
  • Internet Access Services
  • Remote Deposit Capture
  • New Loan
  • Ideal CU Online Banking
  • Merchant Processing
  • New Share Account
  • Mobile Payments
  • View and Download Account History
  • Check Account Balances
  • Share Account Transfers
  • View Account History
  • Electronic Signature Authentication/Certification
  • Transfer to External Accounts
  • Mobile Banking / Smartphone (iOS/Android) App
  • Online Loan Payments
Business Services
  • Indirect Business Loans
  • Small Business Loans
  • Business Loans
  • Business Checking
Financial Education
  • Financial Counseling
  • Financial Education

Nearby Credit Unions

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