Address:3318 Hardy Street
Hattiesburg,
MS
39401 Southern Mississippi Federal Credit Union was founded in 1956. It's the 18th biggest credit union in Mississippi with assets totaling $53.75 Million and providing banking services to more than 8,000 members.
Wednesday
8:30 am - 4:30 pm
Thursday
8:30 am - 4:30 pm
Saturday
9:00 am - 1:00 pm
Wednesday
8:00 am - 4:30 pm
Thursday
8:00 am - 4:30 pm
Saturday
9:00 am - 1:00 pm
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves education employees. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Micro Consumer Loans
- Auto Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Credit Builder
Savings- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
Checking- Checking Account (Share Draft Account)
- Free Share Drafts
- ATM and Debit Cards
- Contact the credit union to reorder checks.
Mortgages- First Time Homebuyer Program
- Real Estate Loans including Mortgages
Online Services- Transfer to External Accounts
- Electronic Signature Authentication/Certification
- Share Account Transfers
- Check Account Balances
- Mobile Banking / Smartphone (iOS/Android) App
- Account Aggregation
- Membership Application
- Mobile Payments
- Southern Mississippi FCU Online Banking
- Online Loan Payments
- View Account History
- Remote Deposit Capture
- Audio Response/Phone Based Banking
- View and Download Account History
- Share Draft Orders
- Bill Pay
- New Loan
- e-Statements
Business Services- Business Checking
- Business Loans
Financial Education 