Address:3333 Clares Street
Capitola,
CA
95010 Bay Federal Credit Union was founded in 1957. The credit union has assets totaling $1.4 Billion and provides banking services to more than 80,000 members.
Wednesday
10:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 3:00 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Auto Loans
- Indirect Loans
- Participation Loans
Credit- Debt Cancellation/Suspension Program
- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Certificates of Deposits
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
Checking- ATM and Debit Cards
- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
Mortgages- Mortgage Processing
- Approved Mortgage Seller
- Real Estate Loans including Mortgages
Online Services- Share Draft Orders
- Mobile Payments
- Bill Pay
- Mobile Banking / Smartphone (iOS/Android) App
- Bay FCU Online Banking
- Online Loan Payments
- Audio Response/Phone Based Banking
- Transfer to External Accounts
- New Loan
- New Share Account
- View and Download Account History
- View Account History
- Electronic Signature Authentication/Certification
- Share Account Transfers
- Membership Application
- Remote Deposit Capture
- Account Aggregation
- Check Account Balances
- e-Statements
Business ServicesFinancial Education- Financial Education
- Financial Counseling
- Financial Literacy Workshops
