Address:416 Rowland Street
Ballston Spa,
NY
12020
TCT Federal Credit Union was founded in 1959. The credit union has assets totaling $268.04 Million and provides banking services to more than 14,000 members.
Tuesday
9:00 am - 5:00 pm
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 12:00 pm
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 12:00 pm
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves education employees. Membership is also open to immediate family of current members.
Loans- Participation Loans
- Auto Loans
- Micro Consumer Loans
- Risk Based Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Certificates of Deposits
- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
Checking- Free Share Drafts
- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
- ATM and Debit Cards
Mortgages- Approved Mortgage Seller
- Mortgage Processing
- Real Estate Loans including Mortgages
Online Services- Check Account Balances
- e-Statements
- Online Loan Payments
- Membership Application
- New Loan
- View and Download Account History
- Audio Response/Phone Based Banking
- Mobile Banking / Smartphone (iOS/Android) App
- Electronic Signature Authentication/Certification
- Bill Pay
- Share Account Transfers
- Transfer to External Accounts
- View Account History
- TCT FCU Online Banking
Business Services- Indirect Business Loans
- Business Loans
- Small Business Loans
- Business Checking
Financial Education 