Address:125 North Fulton Street
Ithaca,
NY
14850
Alternatives Federal Credit Union was founded in 1979. The credit union has assets totaling $145.23 Million and provides banking services to more than 11,000 members.
Tuesday
9:00 am - 5:00 pm
Wednesday
9:00 am - 4:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
10:00 am - 1:00 pm
Wednesday
9:00 am - 6:00 pm
Thursday
9:00 am - 6:00 pm
Saturday
10:00 am - 1:00 pm
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
Loans- Participation Loans
- Refund Anticipation Loans
- Risk Based Loans
- Auto Loans
- Pay Day Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Credit Builder
Savings- Certificates of Deposits
- Health Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
Checking- Free Share Drafts
- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
- ATM and Debit Cards
Mortgages- First Time Homebuyer Program
- Real Estate Loans including Mortgages
- Mortgage Processing
- Approved Mortgage Seller
Online Services- New Loan
- e-Statements
- Share Draft Orders
- Mobile Banking / Smartphone (iOS/Android) App
- Membership Application
- Alternatives FCU Online Banking
- Audio Response/Phone Based Banking
- Remote Deposit Capture
- Share Account Transfers
- Bill Pay
- View and Download Account History
- View Account History
- Online Loan Payments
- Check Account Balances
Business Services- Business Loans
- Small Business Loans
- Business Checking
Financial Education- Financial Literacy Workshops
- Financial Counseling
- Financial Education
