Address:225 Chestnut Street
Rochester,
NY
14604 ESL Federal Credit Union was founded in 1996. It's the 3rd biggest credit union in New York and the 20th biggest in the United States with assets totaling $8.26 Billion and providing banking services to more than 388,000 members.
Wednesday
9:00 am - 4:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 1:30 pm
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves chemical industry employees. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Short-Term, Small Amount Loans
- Participation Loans
- Risk Based Loans
- Micro Consumer Loans
- Auto Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Health Savings Accounts
- Regular Share Savings Accounts
Checking- Free Share Drafts
- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
- ATM and Debit Cards
Mortgages- First Time Homebuyer Program
- Mortgage Processing
- Interest Only and Payment Option 1st Mortgage Loans
- Approved Mortgage Seller
- Real Estate Loans including Mortgages
Online Services- Mobile Banking / Smartphone (iOS/Android) App
- Transfer to External Accounts
- Audio Response/Phone Based Banking
- Share Account Transfers
- New Share Account
- Membership Application
- Bill Pay
- View Account History
- e-Statements
- Remote Deposit Capture
- View and Download Account History
- ESL FCU Online Banking
- Mobile Payments
- New Loan
- Check Account Balances
- Online Loan Payments
Business Services- Business Checking
- Business Loans
Financial Education- Financial Education
- Financial Literacy Workshops
- Financial Counseling
