Address:One River Park Drive
Dayton,
OH
45409 Universal 1 Credit Union was founded in 1937. It's the 18th biggest credit union in Ohio with assets totaling $452.63 Million and providing banking services to more than 51,000 members.
Wednesday
9:00 am - 12:00 pm
Thursday
9:00 am - 5:00 pm
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Auto Loans
- Indirect Loans
- Participation Loans
Credit- Credit Builder
- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
- Health Savings Accounts
Checking- Free Share Drafts
- Contact the credit union to reorder checks.
- ATM and Debit Cards
- Checking Account (Share Draft Account)
Mortgages- Approved Mortgage Seller
- Real Estate Loans including Mortgages
- Mortgage Processing
Online Services- Electronic Signature Authentication/Certification
- View Account History
- New Loan
- Bill Pay
- e-Statements
- Mobile Banking / Smartphone (iOS/Android) App
- Mobile Payments
- Account Aggregation
- Audio Response/Phone Based Banking
- View and Download Account History
- Check Account Balances
- Online Loan Payments
- Internet Access Services
- Remote Deposit Capture
- Universal 1 CU Online Banking
- Share Account Transfers
- Transfer to External Accounts
- Share Draft Orders
Business Services- Business Checking
- Indirect Business Loans
- Business Loans
Financial Education- Financial Counseling
- Financial Education
- Financial Literacy Workshops
