Address:701 South China Lake Boulevard
Ridgecrest,
CA
93555 AltaOne Federal Credit Union was founded in 1947. The credit union has assets totaling $688.4 Million and provides banking services to more than 55,000 members.
Wednesday
9:00 am - 5:00 pm
Thursday
9:00 am - 5:00 pm
Saturday
9:00 am - 4:00 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Auto Loans
- Indirect Loans
- Risk Based Loans
- Participation Loans
Credit- Credit Builder
- Debt Cancellation/Suspension Program
- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
- Certificates of Deposits
Checking- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
- Free Share Drafts
- ATM and Debit Cards
Mortgages- Interest Only and Payment Option 1st Mortgage Loans
- Approved Mortgage Seller
- Real Estate Loans including Mortgages
- Mortgage Processing
- First Time Homebuyer Program
Online Services- Remote Deposit Capture
- Electronic Cash
- Online Loan Payments
- Mobile Payments
- Transfer to External Accounts
- View and Download Account History
- New Loan
- Account Aggregation
- Share Draft Orders
- Share Account Transfers
- Bill Pay
- AltaOne FCU Online Banking
- Check Account Balances
- e-Statements
- View Account History
- Mobile Banking / Smartphone (iOS/Android) App
- Audio Response/Phone Based Banking
Business Services- Small Business Loans
- Business Loans
- Business Checking
Financial Education- Financial Literacy Workshops
- Financial Counseling
- Financial Education
