Address:100 E Ward Avenue
Ridgecrest,
CA
93555 Desert Valleys Federal Credit Union was founded in 1946. The credit union has assets totaling $50.37 Million and provides banking services to more than 5,000 members.
Tuesday
10:00 am - 6:00 pm
Wednesday
10:00 am - 6:00 pm
Thursday
10:00 am - 6:00 pm
Saturday
10:00 am - 2:00 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Auto Loans
- Short-Term, Small Amount Loans
- Participation Loans
- Micro Consumer Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
- Health Savings Accounts
Checking- Free Share Drafts
- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
- ATM and Debit Cards
Mortgages- Real Estate Loans including Mortgages
Online Services- e-Statements
- Check Account Balances
- Membership Application
- Share Draft Orders
- Mobile Payments
- Audio Response/Phone Based Banking
- Bill Pay
- Transfer to External Accounts
- Online Loan Payments
- Account Aggregation
- View and Download Account History
- Remote Deposit Capture
- Electronic Signature Authentication/Certification
- Desert Valleys FCU Online Banking
- Mobile Banking / Smartphone (iOS/Android) App
- New Loan
- View Account History
- Share Account Transfers
Business Services- Small Business Loans
- Business Loans
- Business Checking
Financial Education- Financial Counseling
- Financial Literacy Workshops
