Address:501 Lafayette Drive
Oak Ridge,
TN
37830 Y-12 Federal Credit Union was founded in 1950. It's the 6th biggest credit union in Tennessee with assets totaling $1.41 Billion and providing banking services to more than 110,000 members.
Wednesday
9:00 am - 5:30 pm
Thursday
9:00 am - 5:30 pm
Saturday
9:00 am - 12:00 pm
Wednesday
7:00 am - 7:00 pm
Thursday
7:00 am - 7:00 pm
Saturday
9:00 am - 2:00 pm
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Participation Loans
- Auto Loans
- Risk Based Loans
- Micro Consumer Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Debt Cancellation/Suspension Program
Savings- Certificates of Deposits
- Regular Share Savings Accounts
- Share Certificates (CDs) with Low Minimum Balance Requirements
- Health Savings Accounts
Checking- Checking Account (Share Draft Account)
- ATM and Debit Cards
- Contact the credit union to reorder checks.
- Free Share Drafts
Mortgages- Interest Only and Payment Option 1st Mortgage Loans
- Mortgage Processing
- Approved Mortgage Seller
- Real Estate Loans including Mortgages
- First Time Homebuyer Program
Online Services- View and Download Account History
- Mobile Banking / Smartphone (iOS/Android) App
- Share Account Transfers
- e-Statements
- View Account History
- Electronic Signature Authentication/Certification
- Online Loan Payments
- New Loan
- Transfer to External Accounts
- Remote Deposit Capture
- Mobile Payments
- New Share Account
- Audio Response/Phone Based Banking
- Bill Pay
- Membership Application
- Account Aggregation
- Check Account Balances
- Y-12 FCU Online Banking
- Share Draft Orders
Business Services- Business Loans
- Business Checking
Financial Education- Financial Literacy Workshops
- Financial Counseling
- Financial Education
