Heart O' Texas Federal Credit Union

 Address:
7500 Imperial Drive
Waco, TX
76712
 Phone:
(254) 751-1622
 Fax:
(254) 751-1141

Heart O' Texas Federal Credit Union was founded in 1956. The credit union has assets totaling $47.57 Million and provides banking services to more than 5,000 members.

  • Monday
    9:00 am - 5:00 pm
  • Tuesday
    9:00 am - 5:00 pm
  • Wednesday
    9:00 am - 5:00 pm
  • Thursday
    9:00 am - 5:00 pm
  • Friday
    9:00 am - 5:30 pm
  • Saturday
    Closed
  • Sunday
    Closed
  • Monday
    8:00 am - 5:30 pm
  • Tuesday
    8:00 am - 5:30 pm
  • Wednesday
    8:00 am - 5:30 pm
  • Thursday
    8:00 am - 5:30 pm
  • Friday
    8:00 am - 5:30 pm
  • Saturday
    9:00 am - 12:00 pm
  • Sunday
    Closed

The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves the military, i.e. members in the armed forces. Membership is also open to immediate family of current members.

Loans
  • Pay Day Loans
  • Participation Loans
  • Auto Loans
  • Indirect Loans
  • Risk Based Loans
Savings
  • Share Certificates (CDs) with Low Minimum Balance Requirements
  • Certificates of Deposits
  • Regular Share Savings Accounts
Checking
  • ATM and Debit Cards
  • Checking Account (Share Draft Account)
  • Free Share Drafts
  • Contact the credit union to reorder checks.
Mortgages
  • Mortgage Processing
  • Real Estate Loans including Mortgages
Online Services
  • View Account History
  • Mobile Banking / Smartphone (iOS/Android) App
  • Heart O' Texas FCU Online Banking
  • Bill Pay
  • Share Draft Orders
  • Audio Response/Phone Based Banking
  • Check Account Balances
  • e-Statements
  • Online Loan Payments
  • Share Account Transfers
  • New Loan
Business Services
  • Business Loans
Financial Education
  • Financial Counseling

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