Address:400 N Columbus StreetSuite 300
Alexandria,
VA
22314 Democracy Federal Credit Union (formerly known as HEW FCU) was founded in 1936. The credit union has assets totaling $172.29 Million and provides banking services to more than 14,000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership is also open to immediate family of current members.
Loans- Risk Based Loans
- Auto Loans
- Participation Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Credit Builder
Savings- Regular Share Savings Accounts
- Certificates of Deposits
- Share Certificates (CDs) with Low Minimum Balance Requirements
Checking- Checking Account (Share Draft Account)
- ATM and Debit Cards
- Contact the credit union to reorder checks.
- Free Share Drafts
Mortgages- Interest Only and Payment Option 1st Mortgage Loans
- First Time Homebuyer Program
- Real Estate Loans including Mortgages
Online Services- Democracy FCU Online Banking
- Mobile Payments
- View Account History
- Audio Response/Phone Based Banking
- Check Account Balances
- Bill Pay
- Internet Access Services
- Remote Deposit Capture
- View and Download Account History
- Share Account Transfers
- Transfer to External Accounts
- Online Loan Payments
- e-Statements
- New Share Account
- Mobile Banking / Smartphone (iOS/Android) App
- Membership Application
- New Loan
- Share Draft Orders
Financial Education- Financial Education
- Financial Counseling
- Financial Literacy Workshops
