Address:3418 MacCorkle Avenue SE
Charleston,
WV
25304 Element Federal Credit Union was founded in 1978. It's the 21st biggest credit union in West Virginia with assets totaling $48.26 Million and providing banking services to more than 4,000 members.
Wednesday
7:45 am - 4:45 pm
Thursday
7:45 am - 4:45 pm
Wednesday
7:45 am - 4:45 pm
Thursday
7:45 am - 4:45 pm
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership is also open to immediate family of current members.
Loans- Indirect Loans
- Auto Loans
- Risk Based Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
Checking- Contact the credit union to reorder checks.
- Checking Account (Share Draft Account)
- Free Share Drafts
- ATM and Debit Cards
Mortgages- Real Estate Loans including Mortgages
- Mortgage Processing
Online Services- New Loan
- Merchandise Purchase
- Membership Application
- Bill Pay
- Internet Access Services
- New Share Account
- Share Account Transfers
- Share Draft Orders
- View Account History
- Mobile Banking / Smartphone (iOS/Android) App
- Account Aggregation
- Element FCU Online Banking
- Electronic Signature Authentication/Certification
- Online Loan Payments
- Check Account Balances
- Remote Deposit Capture
- Mobile Payments
- Audio Response/Phone Based Banking
- e-Statements
- View and Download Account History
- Transfer to External Accounts
Business ServicesFinancial Education- Financial Education
- Financial Counseling
