Bank of Bluffs, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Bank of Bluffs has been serving Bluffs, Illinois and its surrounding area since it was established in1893. Bluffs is predominately a farming community of approximately 700 people.

The Bank of Bluffs is a locally owned independent bank. It operated in the downtown area until 1973, when it moved into its newly constructed facility at 115 N. Bluffs St. on Illinois Route 100. Since that time several renovations have taken place increasing the size of the building. In 1998 the Bank of Bluffs opened the doors to its new branch facility, the Meredosia Community Bank, located in nearby Meredosia, Illinois. Meredosia is a community of approximately 1200 people located in Morgan County on Illinois Route 104 on the banks of the Illinois River.

The main facility and the branch are both full service banks offering traditional bank products and services as well as technological services such as Internet Banking, debit cards and ATM’s.

Bank of Bluffs
115 N. Bluffs St.,
Bluffs, IL. 62621
Phone: (217) 754 - 3373
Fax: (217) 754 - 3412

Meredosia Community Bank - A facility of Bank of Bluffs
920 State Highway 104
P.O. Box 470
Meredosia, IL. 62665
Phone: (217) 584 - 1392
Fax: (217) 584 - 1599