Bank of Ohio County, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Since 1922, the Bank of Ohio County has been the Bank for Ohio County. The bank was formed in Dundee, KY in 1922 with the first annual report reflecting assets of $52,040.97.

A new home or home improvement loan, for example, leads to jobs for builders, electricians, suppliers, plumbers, landscapers, etc. Deposits reinvested in new and expanded business loans create jobs which generate payroll to be recycled in everyday living expenses such as housing, transportation, utilities, and taxes for schools, libraries and on and on.

Beaver Dam 231 Office 1500 Bill Monroe Memorial Blvd. P.O. Box 307 Beaver Dam, KY 42320 Ph. (270) 274-5678 Fax. (270) 274-5931 Info. (270) 274-0001 Lobby Hours: 8:30 AM – 4:00 PM (Mon-Thurs) 8:30 AM – 5:00 PM (Fri) Drive-Thru Hours: 8:30 AM – 5:00 PM (Mon-Fri) Bank closed on Saturday Dundee Office 11658 State Route 69 P.O. Box 127 Dundee, KY 42338 Ph. (270) 274-5678 Fax. (270) 274-5931 Info. (270)-274-0001 Lobby/Drive-Thru Hours: 8:30 AM – 4:00 PM (Mon-Thurs) 8:30 AM – 5:00 PM (Fri)Bank closed on Saturday