Bank of the James, Financial Information

About Bank of the James

 Address:
828 Main Street
Lynchburg, VA
City of Lynchburg, Virginia
 Established:
Jul 1999
 Number of domestic offices:
18
Total assets$852M
Net income$5M
Net income, quarterly$2M
Total deposits$770M
Domestic deposits$770M
Equity capital$72M
ROA0.68%
ROAQ, quarterly0.87%
ROA, pretax0.87%
ROAQ, quarterly, pretax1.07%
ROE7.81%
ROEQ, quarterly10.29%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.