BankNorth, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Founded in 1905 by W.H. Simmons, Louis Bettschen, Fred Williams, and J.H. Gale, First State Bank of North Dakota has provided over 100 years of community banking. First State Bank of North Dakota, headquartered in Arthur, North Dakota, serves many communities and rural areas of eastern and central North Dakota with locations in Arthur, Buffalo, Casselton, LaMoure, Marion, Oakes, Enderlin, and Lisbon, North Dakota. First State Bank of North Dakota provides complete banking services including checking, savings, lending, investments, insurance and more.

Today, First State Bank of North Dakota owns and operates 8 banks, in Arthur, Buffalo, Casselton, LaMoure, Marion, Oakes, Enderlin and Lisbon, North Dakota. Banks directors and officers are as committed as the bank’s founders to serving customers with honesty, loyalty and integrity, and to maintaining the organization’s financial strength through good times and bad.

Arthur
P.O. Box 98
340 Main Street
Arthur, ND 58006-0098
Phone: (701) 967-8914
Toll-Free (800) 290-4306
Fax: (701) 967-8991
Lobby & Drive Up Hours
M-F: 8 a.m.–4 p.m.
Sat: 8 a.m.–10 a.m.

Buffalo
P.O. Box 125
405 Main Street
Buffalo, ND 58011-0125
Phone: (701) 633-5106
Toll-Free (866) 401-5106
Fax: (701) 633-5115
Lobby Hours
M-F: 8 a.m.–4 p.m.

Casselton
P.O. Box 70
41 Langer Ave South
Casselton, ND 58012-0070
Phone: (701) 347-4540
Toll-Free (866) 325-0363
Fax: (701) 347-4676
Lobby & Drive Up Hours
M-F: 8 a.m.–4 p.m.
Drive Up Only Hours
Sat: 8 a.m.-10a.m.

Enderlin
P.O. Box 115
318 Railway Street
Enderlin, ND 58027-0115
Phone: (701) 437-2100
Toll-Free: (855) 437-2100
Fax: (701) 437-2104
Lobby & Drive Up Hours
M-F: 8 a.m.–4 p.m.
Drive Up Only Hours
Sat: 8 a.m.–10 a.m.

LaMoure
P.O. Box 6
100 1st Avenue SW
LaMoure, ND 58458
Phone: (701) 883-5321
Toll-Free: (888) 320-5321
Fax: (701) 883-4398
Lobby & Drive Up Hours
M-F: 8 a.m.–4 p.m.
Drive Up Only Hours
Sat: 8 a.m.–10 a.m.

Lisbon
P.O. Box 386
502 Main
Lisbon, ND 58054-0386
Phone: (701) 683-2100
Toll-Free: (888) 683-2108
Fax: (701) 683-2108
Lobby Hours
M-F: 8 a.m.–4 p.m.
Sat: 8 a.m.–10 a.m.

Marion
P.O. Box 69
205 4th Main Ave
Marion, ND 58466
Phone: (701) 669-2293
Toll-Free (888) 669-2293
Fax: (701) 669-2295
Lobby Hours
M-F: 8 a.m.–4 p.m.

Oakes
P.O. Box 49
620 Main Avenue
Oakes, ND 58474
Phone: (701) 742-2694
Toll-Free: (866) 742-2694
Fax: (701) 742-2661
Lobby & Drive Up Hours
M-F: 8 a.m.–4 p.m.
Drive Up Only Hours
Sat: 8 a.m.–10 a.m.