BREMER BANK, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Bremer bank is owned by both its employees and the Otto Bremer Foundation. Bremer fosters a culture of caring and commitment and demonstrates it through grants from the Otto Bremer Foundation, donations by local Bremer affiliates, and the volunteerism of its employees’ time and skills to nonprofit organizations and community projects.

Today, the Otto Bremer Foundation owns 92 percent of Bremer’s holdings, and Bremer employees own the remaining eight percent. It’s a unique ownership structure that empowers employees to think beyond financial services to the needs of their communities where they live and work. It fosters accountability, long-range vision, and innovation.

Whether you need to open a checking account, save for tomorrow, get credit, apply for a loan, plan your investments or insure your future, you’ll find Bremer as the financial partner that takes action on your behalf. Bremer bank offers Checking, Savings, CDs, Debit Card, Investment Mgmt & Trust, Brokerage Services, Personal Loans, Home Equity Loans, Home Mortgage, Credit Cards.

Bremer bank
8555 Eagle Point Boulevard
PO Box 1000
Lake Elmo, MN 55042
Fax: 651-734-4215