Chesapeake Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The bank’s first clients were watermen, farmers and small business owners.

Today Chesapeake Bank operates eleven offices in the Northern Neck and Middle Peninsula: Kilmarnock, Lively and Irvington on the Northern Neck; Mathews, Hayes and Gloucester on the Middle Peninsula and four branches in Williamsburg.

Main Office
97 North Main Street
Kilmarnock, VA 22482
804-435-1181
Fax: 804-435-7387
ATM, Night Depository, Drive-Thru

Lobby Hours
Monday-Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 12:00 p.m.

Drive-Thru Hours
Monday-Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 12:00 p.m.