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Citizens Bank of West Virginia, Financial Information

AboutCitizens Bank of West Virginia

 Address:
211-213 Third Street
Elkins,WV
Randolph County,West Virginia
 Established:
Jan 1924
 Number of domestic offices:
5
Total assets$322M
Net income$4M
Net income,quarterly$1M
Total deposits$273M
Domestic deposits$273M
Equity capital$32M
ROA1.42%
ROAQ,quarterly1.42%
ROA,pretax1.42%
ROAQ,quarterly,pretax1.78%
ROE14.24%
ROEQ,quarterly14.23%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens Bank of West Virginia offers low-rate adjustable rate mortgages (ARMs) with 1, 3, 5, and 7 year ARM loans with flexible maturity options. Adjustable rate mortgages are available for conventional homes or manufactured homes (double-wides) affixed to permanent foundations. Adjustable rate mortgages have an interest rate cap and rates may increase or decrease every 1, 3, 5 or 7 years depending on the product you choose.

Citizens Bank’s savings accounts are easy to access via online banking and offer safe, predictable savings growth.

Main office
Citizens Bank of West Virginia
PO Box 1519
211 Third Street
Elkins, West Virginia 26241

304.636.4095
800.797.5790
304.636.6924 (fax)

Historical Data