Citizens Community Bank, Financial Information

AboutCitizens Community Bank

 Address:
120 West Main Street
Hahira,GA
Lowndes County,Georgia
 Established:
Feb 1927
 Number of domestic offices:
4
Total assets$162M
Net income$2M
Net income,quarterly$0M
Total deposits$142M
Domestic deposits$142M
Equity capital$20M
ROA1.16%
ROAQ,quarterly1.02%
ROA,pretax1.02%
ROAQ,quarterly,pretax1.02%
ROE9.25%
ROEQ,quarterly8.18%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The newly chartered Citizens Bank of Morven had assets of $41,244 in 1927. Since its beginnings over 80 years ago, Citizens Community Bank has grown its assets to $123 million, with two branches in Valdosta (North Valdosta Road and Baytree Road), a branch in Morven, and headquarters in Hahira. The name was changed to Citizens Community Bank in the 1980’s to reflect its growing presence within Lowndes and Brooks Counties.

While the bank offers traditional bank accounts, ACH originations, Remote Deposit Capture, and Internet Banking as some of its products, management’s philosophy continues to place more emphasis than ever on good old-fashioned personal service. Loan requests are reviewed and approved by a local loan committee, and quick response time is a priority. Bank customer service representatives are always available for attending personally to whatever the customer requests, and they take pride in earning trust and building relationships that last a lifetime.

Hahira
120 W. Main St.
P.O. Box 338
Hahira, GA 31632-0338
Phone: 229-794-2111
Bookkeeping: 229-794-3883
Fax: 229-794-3346

Morven
130 Main St.
P.O. Box 220
Morven, GA 31638-0220
Phone: 229-775-2441
Fax: 229-775-2443

North Valdosta
3261 N. Valdosta Rd.
P.O. Box 3788
Valdosta, GA 31604-3788
Ph: 229-242-2225
Fax: 229-241-0123

Baytree
1210 Baytree Rd.
Valdosta, GA 31602-2731
Ph: 229-242-2221
Fax: 229-242-2267