Citizens Deposit Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens Deposit Bank & Trust is a commercial bank, state charter and Fed nonmember, supervised by the FDIC. The bank was established in 1930. The bank offers Personal Loans, Personal Checking, Personal Savings, Online eStatements, Certificates of Deposit, IRAs, Debit/ATM Cards, 24 Hour Telephone Banking, Credit Cards, Safe Deposit Boxes, Check Re-Order, Business Loans, Business Checking, Business Savings, Business Credit Card.

Vanceburg (Main Office)
10 2nd Street
Vanceburg, KY 41179
606-796-3001
606-796-6432 (fax)
866-226-1762 (toll free)

Brooksville
111 Powell Street
Brooksville, KY 41004
606-735-2959
606-735-3098 (fax)

Eminence
5230 South Main Street
Eminence, KY 40019
502-845-5639

Garrison
9234 East KY 8
Garrison, KY 41141
606-757-4784
606-757-4884 (fax)

Tollesboro
2954 West KY 10
Tollesboro, KY 41189
606-798-6111
606-798-6120 (fax)

Mt. Olivet
17 West Walnut Street
Mt. Olivet, KY 41064
606-724-5403
606-724-5592 (fax)

Maysville
1201 US 68
Maysville, KY 41056
606-564-8900
606-564-3266 (fax)