Citizens Savings Bank, Financial Information

About Citizens Savings Bank

 Address:
101 Church St
Spillville, IA
Winneshiek County, Iowa
 Established:
Jan 1908
 Number of domestic offices:
3
Agriculture bank
Total assets$118M
Net income$1M
Net income, quarterly$0M
Total deposits$81M
Domestic deposits$81M
Equity capital$21M
ROA1.26%
ROAQ, quarterly0.9%
ROA, pretax0.9%
ROAQ, quarterly, pretax0.99%
ROE7.01%
ROEQ, quarterly4.95%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens Savings Bank is a locally managed and operated community bank. Citizens Savings Bank now offers a broad range of services for individuals and commercial customers. Citizens Savings Bank offers Checking and Savings accounts. The bank offers competitive rates and terms on all types of consumer loans.