Citizens State Bank and Trust Co., Ellsworth, Kansas, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Citizens State Bank opened for business on June 16, 1900 in the building at the northwest corner of First Street and Douglas Avenue. With an initial capital investment of $25,000 in 1900, the bank's total capital accounts now exceeds over $10,000,000. Total assets have grown from less than $100,000 to over $92,000,000 in the same time period. In addition, the bank's Trust Department now manages in excess of $70,000,000 in assets.

In 1993, the Brittons sold what was now the Citizens State Bank and Trust Co. to a local group of investors, with employees now having part ownership in the bank. In December of 2010, Citizens State Bank and Trust Co. acquired a location in Lincoln, Kansas, its first branch. Then the decision was made to build a new facility at the Junction of Highway 156 and 40 which was opened in May of 2012.

Main Bank Location
203 North Douglas
Ellsworth, KS 67439

Main Lincoln Location
100 W. Lincoln Ave
Lincoln, KS 67455

Highway Bank Location
749 East 15th Street
Ellsworth, KS 67439