Citizens State Bank and Trust Company, Financial Information

AboutCitizens State Bank and Trust Company

 Address:
610 Oregon Street
Hiawatha,KS
Brown County,Kansas
 Established:
Jan 1907
 Number of domestic offices:
2
Agriculture bank
Total assets$102M
Net income$1M
Net income,quarterly$0M
Total deposits$75M
Domestic deposits$75M
Equity capital$15M
ROA1.18%
ROAQ,quarterly1.35%
ROA,pretax1.35%
ROAQ,quarterly,pretax1.4%
ROE7.37%
ROEQ,quarterly8.88%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens State Bank was established in July 1907. A charter to commence business was issued by the State of Kansas on December 26, 1907. The original capital account of the bank began with $25,000.

The present bank building was constructed in 1963 on the site of the original bank building. The bank expanded 25 feet to the east in 1982, adding more customer area and several offices. In 1972, the Farmers State Bank of Leona, Kansas, fifteen miles southeast of Hiawatha, was acquired by Citizens and again most of the customers continued their business with the merged banks.

Citizens State Bank introduced a telephone banking service in l998 whereby customers may make account balance inquiries, receive information on checks recently paid, and transfer funds between accounts. The bank has also implemented check imaging for customer account statements and data retention. Current technology is employed for the bank’s data processing and computer networking in virtually all applications for customer service. The bank offers a full range of loan and deposit products as well as a discount brokerage service.

The bank's Trust Department has now grown to manage over $60,000,000 in separate customer assets, and employs three officers and one employee.

610 Oregon Street
Hiawatha KS 66434
phone : 785-742-2101
fax : 785-742-2391

Lobby Hours
Mon.-Thurs. 9:00 AM - 3:00 PM
Friday 9:00 AM - 5:00 PM
Saturday closed