Citizens State Bank, Financial Information

About Citizens State Bank

 Address:
1330 W. Commerce Street
Buffalo, TX
Leon County, Texas
 Established:
Jan 1925
 Number of domestic offices:
12
Agriculture bank
Total assets$1,213M
Net income$17M
Net income, quarterly$3M
Total deposits$1,037M
Domestic deposits$1,037M
Equity capital$163M
ROA1.44%
ROAQ, quarterly0.92%
ROA, pretax0.92%
ROAQ, quarterly, pretax0.92%
ROE11.18%
ROEQ, quarterly6.87%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens State Bank citizensstatebanktx.com Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, and Navarro counties. Established in 1925, Citizens State Bank has been serving Leon and surrounding counties for over seventy-five years.

Citizens State Bank presently offers products to make banking easier and more convenient for its customers. The bank offers 24-hour touch-tone banking, an ATM at all locations, Internet Banking, MasterCard & Visa credit cards, MasterCard Debit Cards, and a wide assortment of savings, checking and loan products. Convenient banking hours are available to its customers that include Saturday lobby and drive-in services.

Main office is located in the heart of Buffalo, Texas. Buffalo is situated at "the crossroads" of Texas located approximately half-way between Houston and Dallas on Interstate 45 and Highway 79. Buffalo is a community with much to offer.

Main Branch, Citizens State Bank
1330 W. Commerce Street
PO Box 278
Buffalo, Texas 75831
PH: (903) 322-4256
Fax: (903) 322-3384

Centerville Branch
400 E. St. Marys
PO Box 55
Centerville, Texas 75833
PH: (903) 536 5601
Fax: (903) 536 5302

Whitney Branch
303 S. Bosque
PO Box 577
Whitney, Texas 76692
PH: (254) 694 4477
Fax: (254) 694 5588

Itasca Branch
201 E. Main
PO Box 126
Itasca, Texas 76055
PH: (254) 687 2305
Fax: (254) 687 2755

Hubbard Branch
107 NE 3rd Street
PO Box 158
Hubbard, Texas 76648
PH: (254) 576 1333
Fax: (254) 576 3433

Teague Branch
722 Main Street
P.O. Box 709
Teague, Texas 75860
PH: (254) 739-0500
Fax: (254) 739-0504

Clifton Branch
505 W 5th Street
P.O. Box 33
Clifton, Texas 76634
PH: (254) 675 2211
Fax: (254) 675 3377