Citizens Trust Bank, Financial Information

AboutCitizens Trust Bank

 Address:
965 Martin Luther King Jr. Drive, Nw
Atlanta,GA
Fulton County,Georgia
 Established:
Jun 1921
 Number of domestic offices:
7
Total assets$572M
Net income$3M
Net income,quarterly$1M
Total deposits$514M
Domestic deposits$514M
Equity capital$50M
ROA0.68%
ROAQ,quarterly0.67%
ROA,pretax0.67%
ROAQ,quarterly,pretax0.87%
ROE6.89%
ROEQ,quarterly7.45%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Since 1921, Citizens Trust Bank has been a long lasting leader in the financial services industry. The vision of the five founding fathers of the institution continues with a legacy of pride and dedication to the economic empowerment to the people and communities it serves. For more than three-quarters of a century Citizens Trust Bank has been serving the metro Atlanta community with banking services.

2012 marked a year of meaningful improvement in the financial performance and strategic operational direction of Citizens Bancshares Corporation. The most notable success was the strides made in improving the Company’s overall risk profile.

Today, Citizens Trust Bank is a leader in the financial services industry and one of the largest minority-owned financial institutions in the nation, offering a full range of quality business and consumer products and services including Small Business Association (SBA) financed loans, residential mortgage lending, and consumer and business online banking products with eleven financial centers in Metro Atlanta, Columbus, Georgia and in Birmingham and Eutaw, Alabama.

Georgia
General information 678-406-4000
Accounting 404-575-8220
Collections 404-575-8252
Commercial Lending 404-575-8330
Executive Department 404-575-8300
Human Resources 404-575-8262
Marketing Department 404-575-8322

Alabama
Commercial Lending 205-214-3039
Executive Department 205-214-3020

ATM/Debit Cards 1-800-554-8969
Credit Cards 800-325-3678