Evolve Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The history of Evolve Bank & Trust began in June of 1925 when the bank, then known as First State Bank, assumed the role as the primary financial institution in eastern Cross County, Arkansas. The bank provided essential capital for the unprecedented growth and improvement of the agricultural sector and general development of the area.

Evolve Bank & Trust’s reputation was greatly enhanced by its success -- quickly becoming known for its exceptional personal service and community involvement. In January of 1934, the bank became a member of the Federal Deposit Insurance Corporation (FDIC) following the signing of the Banking Act of 1933.

Evolve Bank & Trust remains focused on delivering personalized, relationship-based services -- realizing that the bank's most important asset is the uniqueness of each of its customers. By providing efficient and effective services, Evolve continues to strive to build individual relationships and earn the trust and loyalty of all its customers.

The bank offers its products and services — including investment, trust and mortgage services — through its affiliates and network of bankers, trust officers and mortgage advisors located throughout the United States. The bank offers a wide array of competitively priced loan products and services and is actively involved in the growth of the communities it serves.

Marion, Arkansas, Loan Production Office
115 Block Street
Marion, Arkansas 72364
phone: 870.733.5400
Fax: 870.733 5499

Parkin, Arkansas
123 West Parkin Street
Parkin, Arkansas 72373
Phone: 870.755.5401
Fax: 870.755.5648

Jonesboro, Arkansas, Loan Production Office
111 East Huntington, Suite A
Jonesboro, Arkansas 72401
Phone: 870.933.2480
Fax: 870.933.2499

West Memphis, Arkansas
301 Shoppingway Boulevard
West Memphis, Arkansas 72301
Toll Free: 866.367.2617
Phone: 870.735.6100
Fax: 870.735.7234

Wynne, Arkansas
1690 North Falls Boulevard
Wynne, Arkansas 72396
Phone: 870.238.5557
Fax: 870.238.5558

Tennessee
6070 Poplar Avenue, Suite 100
Memphis, Tennessee 38119
Phone: 901.624.2555
Fax: 901.334.0973