F & M Community Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

F & M Community Bank is a full-service community bank in operation since 1911, providing personal service and beyond to current and new customers. F & M Community Bank was organized on March 27, 1911, with Tollef Sanderson as its President. At that time, it was called Farmers and Merchants State Bank of Preston with a capital of $25,000.00. The bank was located in a building on the south side of the courthouse square in Preston.

F & M Community Bank opens an office in Chatfield, MN. F & M offers a choice of accounts to manage your personal needs. F & M Community Bank offers a full range of mortgage products and the expertise to find the product that fits your situation best. F & M Community Bank have products and services for every business owner who wants to spend more time seeing their business grow and less time shuffling paper.

F & M Community Bank
100 Saint Anthony St North
PO Box 467 55965
507 765 3823 or 800 950 4745
507 765 3826 Fax

Chatfield Location
229 Main St North
PO Box 519 55923
507 867 1605 or 888 596 5450
507 867 1615 Fax