F & M Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

F&M Bank is a family-owned bank that goes back three generations. F & M Bank have strong roots in its foundation but is moving forward with innovation, with products like Xtra Checking and Xtra Saver, and the bank is keeping on the cutting-edge of new technology to bring secure, online convenience services like online banking and bill pay.

Rose Creek
17100 N. May Ave
Edmond, OK 73012
Phone 405-715-1100
Fax 405-715-1139

Surrey Hills
11000 Surrey Hills Blvd
Yukon, OK 73099
Phone 405-373-1900
Fax 405-373-5220

Waterloo
121 E. Waterloo Rd, Ste 1
Edmond, OK 73034
Phone 405-348-1500
Fax 405-348-1501

East Guthrie
1800 E. Oklahoma Ave
Guthrie, OK 73044
Phone 405-260-8800
Fax 405-260-1507

West Guthrie
2211 S. Division
Guthrie, OK 73044
Phone 405-260-1500
Fax 405-260-1501

Kingfisher
601 S. Main St.
Kingfisher, OK 73750
Phone 405-375-3300
Fax 405-375-6690

Piedmont
1216 Piedmont Rd N.
Piedmont, OK 73078
Phone 405-373-1600
Fax 405-373-2656

Crescent
116 S. Grand
Crescent, OK 73028
Phone 405-969-2814
Fax 405-969-3704