Farmers & Merchants Bank of Central California, Financial Information

About Farmers & Merchants Bank of Central California

 Address:
121 West Pine Street
Lodi, CA
San Joaquin County, California
 Established:
May 1916
 Number of domestic offices:
37
Agriculture bank
Total assets$4,554M
Net income$60M
Net income, quarterly$16M
Total deposits$4,069M
Domestic deposits$4,069M
Equity capital$429M
ROA1.47%
ROAQ, quarterly1.46%
ROA, pretax1.46%
ROAQ, quarterly, pretax1.96%
ROE14.75%
ROEQ, quarterly15.08%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers & Merchants Bank has provided financial services to individuals and businesses in California's Great Central Valley since 1916. As a full service community bank, Farmers & Merchants Bank of Central California provides a complete range of products and services that help bring growth and prosperity to each of the communities it serves.

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 10 communities with 23 locations from Sacramento to Merced. F&M Bank is financially strong with approximately $1.9 billion in assets and is consistently recognized as one of the nation's safest banks by nationally recognized bank rating firms.

Sacramento Capitol
1303 J Street
Sacramento, CA 95814
Phone (916) 394-3200

Sacramento South
7272 Franklin Boulevard
Sacramento, CA 95823
Phone (916) 394-3200

Elk Grove
8799 Elk Grove Boulevard
Elk Grove, CA 95624
Phone (916) 394-3200

Galt Main
1200 C Street
Galt, CA 95632
Phone (209) 367-2300

Galt Village
10330 Twin Cities Road
Galt, CA 95632
Phone (209) 367-2300

Lodi Cherokee
530 S. Cherokee Lane
Lodi, CA 95240
Phone (209) 367-2300

Lodi Avenue
121 W. Lodi Avenue
Lodi, CA 95240
Phone (209) 367-2300

Lodi Main
121 W. Pine Street
Lodi, CA 95240
Phone (209) 367-2300

Lodi Vineyard
1020 W. Kettleman Lane
Lodi, CA 95240
Phone (209) 367-2300

Lodi Vintners Square
1387 S. Lower Sacramento Road
Lodi, CA 95242
Phone (209) 367-2300

Lodi Woodlake Plaza
2401 W. Turner Road
Lodi, CA 95242
Phone (209) 367-2300

Linden
18836 E. Main Street
Linden, CA 95236
Phone (209) 887-3394

Stockton Lincoln Center
205 Lincoln Center
Stockton, CA 95207
Phone (209) 475-1128

Stockton Main
4612 McGaw Street
Stockton, CA 95207
Phone (209) 475-1128

Modesto Main
3001 McHenry Avenue
Modesto, CA 95350
Phone (209) 571-4000

Turlock Main
121 S. Center Street
Turlock, CA 95380
Phone (209) 664-5400

Hilmar
19925 W. First Street
Hilmar, CA 95324
Phone (209) 664-5400

Merced
2936 G Street
Merced, CA 95340
Phone (209) 626-4100