Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner.
The bank was originally located in the Stocker Building on South Main Street. In 1928, it relocated to a building on the Market Square, formerly occupied by Peoples Savings Bank. The bank was again moved in 1954 when it constructed the building it currently occupies at 41 South First Street. The building included Miamisburg's first drive-up teller window. In 1978, the bank built its full service branch at 3235 Alex-Bell Road in West Carrollton to service its West Carrollton and Moraine customers. In 2006, the Germantown branch at 2367 Beechwood Drive was opened to serve the Germantown, Carlisle and Farmersville areas.
Farmers & Merchants Bank is still a locally owned and independent community bank serving the general South Dayton area surrounding the Miamisburg, Germantown, and West Carrollton communities. The bank's management is made up of professionals who share the same vested interest in the growth and well being of the community. The bank invests deposits back into the local community in the form of loans to individuals for homes, autos, education and for other purposes to raise their standards of living; to businesses to buy new equipment or construct building additions resulting in new jobs for the community; and to local governmental bodies to provide better public services for its residents.
Bank services have changed dramatically over the past 90 years. Daily check writing has been replaced by ATMs and debit cards. The 24-hour Automated Service Line facilitates a customer's ability to access his or her account information at the touch of a button. Credit cards and overdraft lines of credit have replaced the small consumer loan.
Miamisburg
41 South First Street
Miamisburg, OH 45342
Phone 937-866-2455
Fax 937-866-0401
West Carrollton
3235 Alex Bell Road
West Carrollton, OH 45449
Phone: 937-299-4250
Fax: 937-299-4256
Germantown
2367 Beechwood Dr.
Germantown, OH 45327
Phone: 937-855-3114
Fax: 937-855-3118
