The Farmers and Merchants Bank of Eatonton was granted its banking charter on October 26, 1922 with capital of $25,000. The first Board of Directors meeting was held on November 14, 1922.
Farmers & Merchants Bank is an independent community bank dedicated to providing high quality products and services without compromising the personal touch that hometown folks are accustomed to receiving. Farmers & Merchants Bank continues as the oldest and largest financial institution in Putnam County.
Farmers & Merchants Bank have 53 full-time employees and three part-time employees. Due to increased growth and customer demand in the Lake Oconee area, our branch located at Harmony Crossing on Lake Oconee was opened in March 2005.