Farmers and Merchants State Bank, Bloomfield, Nebraska, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers and Merchants State Bank was chartered in 1890. Over the years, F&M State Bank has grown tremendously with the acquisition of branches in Niobrara, Center, Crofton, Hartington and South Yankton, Nebraska. Farmers and Merchants State Bank takes pride in being a family owned and oriented Bank. The combined efforts and dedication of the more than 28 employees make it a strong financial leader in northeast Nebraska.

Farmers and Merchants State Bank offers a variety of services including Safe Deposit Box Rentals, Cashier Checks, Money Wires, Direct Deposit, and Visa Check Card or ATM Cards.

Farmers and Merchants State Bank
103 N Broadway
PO Box 69
Bloomfield, NE 68718
Phone: 402-373-4321
Fax: 402-373-4597

Crofton
2nd & Kansas
PO Box 188
Crofton, NE 68730
Phone: 402-388-4344
Fax: 402-388-4350

Center
301 Main Street
PO Box 167
Center, NE 68724
Phone: 402-288-4242
Fax: 402-288-4244

Hartington
203 S. Robinson
PO Box 76
Hartington, NE 68739-0076
Phone: 402-254-2488
Fax: 402-254-2487

Niobrara
254-10 Park Ave
PO Box 229
Niobrara, NE 68760-0229
Phone: 402-857-3344
Fax: 402-857-3467

Yankton
89821 Hwy 81
PO Box 185
Yankton, SD 57078
Phone: 402-667-2006
Fax: 402-667-2101