Farmers State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers State Bank was founded in 1915 to provide high quality, competitively priced financial products and services to individuals and businesses in Southeastern Wyoming, Western Nebraska, and Northern Colorado emphasizing the financial needs for agricultural producers in the area. Farmers State Bank was the 108th chartered bank by the state of Wyoming. Farmers State Bank has always been and still is a farm community bank as banks name indicates. It has and will continue to serve the rural community of eastern Laramie County as well as the community and businesses of the town of Pine Bluffs. Farmers State Bank was chartered by local people and is still owned by local people.

Farmers State Bank is a full-service community bank offering consumer, commercial and agricultural products and services. Common sense drives decision making at Farmers State Bank and the bank makes a concerted effort to deliver fast, friendly services that are convenient and competitively priced.

Farmers State Bank
103 East 2ndStreet
Pine Bluffs, WY 82082
Phone: (307)245-3221
Fax: 307-245-3483