Farmers State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Since its founding in Center, Texas, in 1904, Farmers State Bank (FSB) has been committed to the community. The bank has $316 MM in assets with five full-service locations, two loan production offices and five ATMs.

FSB offers a comprehensive range of financial products and services to meet the needs of individuals, businesses and government entities. FSB supports the local community through loan assistance, donations, sponsorships of nonprofit organizations, volunteerism and other community activities.

Farmers State Bank
North Side of Square, 115 Shelbyville St.
Center, Texas 75935
936-598-3311
Fax: 936-598-4401

Roughrider branch
275 Roughrider Drive, Center, Texas
936-598-3311
Fax 936-590-9299

Carthage branch
One Bank Place, 114 W. Wellington
Carthage, Texas 75633
903-693-3801 or 903-693-3657
Fax: 903-693-2997

Joaquin branch
12607 US Hwy 84 E.
Joaquin, Texas 75954
936-269-9490
Fax: 936-269-9498

Shelbyville branch
5033 St. Hwy 87 S.
Shelbyville, Texas 75973
936-591-0620
Fax: 936-591-0494

Franklin loan production office
321 West Hwy 79, Franklin, Texas 77856
979-828-1211
Fax: 979-828-2610