Farmers Trust & Savings Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Farmers Trust & Savings Bank offers Checking Accounts, Loan Services, Saving Opportunities, ATM access at all three locations. The machines can be used to get cash from your account(s) and transfer money between accounts 24 hours a day, seven days a week.

Banks safe deposit boxes are the perfect place to store valuables and important papers. The contents are safe from fire and natural disasters. The boxes range in price from $9.00 per year to $42.00 per year depending on the size of the box.

Earling
122 Main Street
P.O. Box 285
Earling, IA 51530
Phone: 712-747-2000
Fax: 712-747-6275

Harlan
1901 Chatburn
P.O. Box 724
Harlan, IA 51537
Phone: 712-235-2000
Fax: 712-235-2003

Woodbine
510 Lincolnway
P.O. Box 11
Woodbine, IA 51579
Phone: 712-647-3375
Fax: 712-647-3378