First American Bank and Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

On December 3, 1910, eight visionary citizens chartered First American Bank and Trust. The Bank was originally known as Bank of Vacherie. By 1978, the area served by the Bank had grown far beyond the boundaries of the town from which its name was derived, and the name was changed to First American Bank and Trust. First American Bank and Trust has played an integral part in the growth and prosperity of the communities by providing the highest quality of financial services to citizens throughout Southeast Louisiana for 100 years.

Currently First American employs over 200 people and assets are in excess of $700 million. The Bank has grown from three offices in St. James Parish to a total of twenty-four offices extending to the Parishes of Lafourche, St. Charles, Jefferson, St. John, Assumption, Ascension, Tangipahoa, East Baton Rouge, St. Tammany and Terrebonne. In addition to a full range of banking services, First American also offers comprehensive financial products and services for investing in a brighter future for its customers.

A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves.

First American Bank and Trust
P.O. Box 550
2785 Hwy. 20 West
Vacherie, LA 70090
225-265-2265
800-738-2265

First American Bank Investments & Financial Services
P.O. Box 550
2785 Hwy. 20 West
Vacherie, LA 70090
225-265-5006
800-738-2265