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First and Citizens Bank, Financial Information

AboutFirst and Citizens Bank

 Address:
195 West Main Strret
Monterey,VA
Highland County,Virginia
 Established:
Sep 1929
 Number of domestic offices:
3
Total assets$117M
Net income$1M
Net income,quarterly$0M
Total deposits$104M
Domestic deposits$104M
Equity capital$13M
ROA0.45%
ROAQ,quarterly0.24%
ROA,pretax0.24%
ROAQ,quarterly,pretax0.33%
ROE4.11%
ROEQ,quarterly2.16%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

For over 75 years First and Citizens Bank has a history of being a hometown bank with a solid commitment to sustain Highland County community. Today First and Citizens Bank continues to support its local community. First and Citizens Bank is devoted to preserving our independence as a locally owned community bank. From checking to mortgages, you will find great products designed to suit your needs.

Main Office
195 W Main Street
Monterey,Virginia 24465
Telephone: (540) 468-2430 or Toll Free (877) 227-2803
Fax: (540) 468-3432

Hot Springs Branch
9406 Sam Snead Hwy.
Hot Springs, VA 24445
Telephone: (540) 839-3525 or Toll Free (877) 619-BANK (2265)
Fax: (540) 839-3526

Churchville Office
23 Scenic Highway
Churchville, Virginia 24421
Telephone: (540) 337-6161 or Toll Free (888) 380-0419
Fax: (540) 337-6181

Historical Data