First Central Bank, Financial Information

About First Central Bank

 Address:
623 Patterson St
Cambridge, NE
Furnas County, Nebraska
 Established:
Jun 1907
 Number of domestic offices:
3
Agriculture bank
Total assets$114M
Net income$1M
Net income, quarterly$0M
Total deposits$97M
Domestic deposits$97M
Equity capital$12M
ROA0.93%
ROAQ, quarterly0.65%
ROA, pretax0.65%
ROAQ, quarterly, pretax0.84%
ROE9.2%
ROEQ, quarterly6.26%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The foundation of First Central Bank was formed in the early 1900s with three separate banks in Furnas County. These three banks merged in 1992 to become First Central Bank with locations in Cambridge, Arapahoe, and Edison. In 1998, First Central Bank McCook was chartered, and in 2006, a Loan Production Office was established in Curtis.

These two bank charters are locally owned by Central Bancshares, Inc. The shareholders of Central Bancshares, Inc., consist of local farmers, ranchers, and several business owners. Proven leadership and truly being locally owned has given First Central Bank and First Central Bank McCook the foundation to exceed the expectations of customers, staff, and shareholders.

In addition to personal and commercial checking, savings, Visa Check Cards, and loan services First Central Bank also provides Cashiers Checks, Personal Money Orders, Notary Services, Escrow Agent, Fax Service, Photocopies, Direct Deposit, Automatic Payments, Safe Deposit Box, Wire Transfers.

Cambridge Office
623 Patterson Street
PO Box 280
Cambridge, NE 69022-0280
Phone (308) 697-4344
Fax (308) 697-4196

Arapahoe Office
415 Nebraska Avenue
PO Box 637
Arapahoe, NE 68922-0637
Phone (308) 962-7255
Fax (308) 962-7254

Edison Office
322 Main Street
PO Box 128
Edison, NE 68936-0128
Phone (308) 927-2575
Fax (308) 927-2800

McCook Office
904 North Hwy 83
PO Box 1297
McCook, NE 69001-1297
Phone (308) 345-4994
Fax (308) 345-5094

Curtis Loan Production Office
302 Center Avenue
PO Box 347
Curtis, NE 69025-0347
Phone (308) 367-4277
Fax (308) 367-4279