First Century Bank, Financial Information

About First Century Bank

 Address:
500 Federal Street
Bluefield, WV
Mercer County, West Virginia
 Established:
Oct 1891
 Number of domestic offices:
12
Total assets$410M
Net income$3M
Net income, quarterly$1M
Total deposits$351M
Domestic deposits$351M
Equity capital$41M
ROA0.72%
ROAQ, quarterly0.75%
ROA, pretax0.75%
ROAQ, quarterly, pretax1.03%
ROE7.52%
ROEQ, quarterly7.59%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The bank was established in 1891 as the First National Bank of Bluefield. Today First Century Bank has twelve offices and seventeen ATM locations throughout southern West Virginia and southwestern Virginia.

First Choice Checking is a non-interest bearing account with no minimum balance and a nominal $5 monthly fee. It includes all the same features as our First Free Checking plus a variety of money saving benefits valued at over $400. First Interest Checking Plus offers customers with average account balances the option to earn interest and receive a few extra benefits. First Century Bank's Commercial Loan Department will work with your business, be it large or small. Commercial Loan staff offers you financial insight and innovative ideas that can help your business grow.